Credit Manager

Position Description: Credit Manager

Reports to: General Manager

Basic Function: The credit manager position is accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers.

Principal Accountabilities:

Management

Maintain a department organizational structure sufficient to meet all goals and objectives.
Properly motivate the credit staff.
Measure department performance with appropriate metrics.
Provide for ongoing training of the credit staff.
Manage relations with other departments “Sales department, Finance Department, Operations Departments, etc”.
Manage relations with credit committees.
Manage relations with credit insurance “Guarantee Funds” providers.

Credit Operations

Maintain the Retails/ Corporate Credit policy.
Recommend changes in the credit policy to management.
Manage customer credit files.
Monitor the credit granting and updating process.
Accept or reject the staff's credit recommendations.
Personally investigate the largest customer credit applications.
Personally visit the largest customers to establish relations..
Monitor periodic credit reviews.
Manage the corporate financing program.

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Desired Qualifications:

At least 5 years of credit experience,
Bachelor's degree in business and experience with credit scoring systems preferred.
Have a thorough knowledge of credit-related laws.
Be willing to periodically travel to customer sites.
Have considerable experience with customer negotiations.

Working Conditions:

Works in a fast-paced office environment. Expected to travel to customer locations on short notice to conduct negotiations.
Supervises: Credit and Contracts staff.

Interested and qualified candidates can apply online through Apply Now-button below