اونروا | Loan Officer

UNRWA Do you have the dedication, skills, knowledge and experience to help us improve the life of Palestine refugees? The United Nations Relief and Works Agency offers challenging opportunities for professionals interested working in a results-driven and diverse environment. If you are then we would like to hear from you. UNRWA is the United Nations agency responsible for the protection, care and human development of a population of some 4.6 million Palestine refugees living in the Gaza Strip, the West Bank, Jordan, Lebanon, and the Syrian Arab Republic. The Agency is committed to assisting Palestine refugees in maintaining a decent standard of living, acquiring appropriate knowledge and skills, enjoying the fullest possible extent of human rights, and leading a long and healthy life. UNRWA is by far the largest UN operation in the Middle East with over 29,000 staff. Most of the staff members are refugees themselves, working directly to benefit their communities – as teachers, doctors, nurses or social workers.
Location Gaza Field
Type of Appointment Fixed-term/ three years
Deadline for Application 10 September 2012
Vacancy Announcement Number 13-08-2012
Grade 09
Department/Division Microfinance & Microenterprise Programme





JOB DESCRIPTION
The successful candidate for this job is responsible to the Area Loan Supervisor.
MAIN RESPONSIBILITIES
In accordance with established Agency policy and procedures, the ideal candidate:
-Visits designated local market places and industrial areas to promote and retail credit to microentrepreneurs and small business to promote business development by financing working capital and investment opportunities.
-Visits workplace and households to retail consumer and housing loans to low-income households to finance household assets and home improvement;
-Assists in initial screening of prospective borrowers, including visiting the business, completing the loan applications, analyzing the loan requests and recommending disbursement;
-Through individual marketing and promotion channels, ensures financing new and repeated loans to increase the size of the portfolio;
-Monitors and adequate healthy caseload of active borrowers;
-Follows-up on payments of performing portfolio to ensure adequate repayment rate;
-Follows-up on payments of bad portfolio to reduce its volume;
-Performs such other duties as may be assigned

PERSONAL & PROFESSIONAL COMPETENCIES
-Successful completion of a two-year post-secondary course in accountancy, business, marketing or other related discipline.
-At least three years experience in sales, marketing, and banking.
-Good command of spoken and written Arabic and English.
-Ability to work within a team;
-Effective interpersonal, communication and marketing skills;
-Customer focus with commercial judgment;
-Familiarity with the local market needs;
-Problem solving abilities;
-Ability to cope with change and pressure.
-It’s desirable to have a university degree in Business Administration, Accountancy or Economics.
-It’s desirable to have a valid driving license.
-Willingness to work beyond regular working hours.

CONDITIONS OF SERVICE
-Basic Salary: Monthly basic salary $751.70; plus a currency adjustment factor (present rate 8.82%) and monthly dependency allowance up to $123.25.
-Contract Duration: Three years including 1 year probation period.
-Leave: 30 days annual leave
-Pension: Provident Fund contribution
-Other conditions of service and benefits may apply.


EQUIVALENCY
Candidates with an equivalent combination of relevant academic qualifications, professional training and progressive work experience may also be considered

GENERAL INFORMATION
UNRWA is a United Nations organization whose staff are expected to uphold the highest standards of integrity, neutrality and impartiality. This includes respect for human rights, for diversity, and for non-violent means of dealing with all kinds of conflict. UNRWA staff are expected to uphold these values at all times, both at work and outside. Only persons who fully and unconditionally commit to these values should consider applying for UNRWA jobs.

 
Where there are two or more equally qualified candidates, selection preference will normally be given to internal candidates, Palestine Refugees and candidates of the under-represented gender. An internal candidate with a temporary-indefinite or fixed-term appointment selected for this post will retain his/her current contractual status and entitlements in accordance with current letter of appointment and applicable Area Staff Rules. With their prior agreement, candidates who are approved as suitable for appointment but are not the selected candidate for this vacancy, will be placed on the Agency’s roster of pre-approved candidates for a period of up to one year, and may be considered for future vacancies in the same position.
The Agency maintains the discretion to fill future vacancies for this position from the roster without readvertising the vacancy.


HOW TO APPLY

If you have got the skills and experience required above, and want to make an active and lasting contribution to improving the lives of Palestine refugees, then register on http://jobs.unrwa.ps by creating a personal profile and completing the UNRWA Personal History Form. Only applications received through this website will be considered. Please note that UNRWA only accepts degrees from accredited educational institutions. Candidates may also be invited to take a technical exam in order further evaluate their qualifications for the post. Due to a high volume of applications received, only short-listed applicants will be contacted. The United Nations does not charge a fee at any stage of the recruitment process. The United Nations does not concern itself with information on bank accounts